{"id":4656,"date":"2025-12-30T09:48:01","date_gmt":"2025-12-30T09:48:01","guid":{"rendered":"https:\/\/ilcoworking.es\/?p=4656"},"modified":"2025-12-30T09:58:38","modified_gmt":"2025-12-30T09:58:38","slug":"boletin-informativo-diciembre-2025","status":"publish","type":"post","link":"https:\/\/ilcoworking.es\/en\/boletin-informativo-diciembre-2025\/","title":{"rendered":"IL Coworking Newsletter \u2013 December 2025"},"content":{"rendered":"

Coworking on the move: We adapt to the trends and innovations that are already a reality<\/b><\/span><\/h2>\n

Each year brings new trends that transform or renew the way we work or face our professional challenges. <\/span>IL COWORKING & LEGAL SERVICES<\/b> We are aware that we must be constantly moving, in order to provide you with all the tools at our disposal so that you can face the year 2026 in the best possible way.<\/span><\/p>\n

For this reason, we intend to continue growing for you over the next year, knowing that we must be very attentive to new projects and all the necessary developments to offer you a space that boosts your productivity. Over the coming months, we will be announcing all the important new features we have in store for you, and we are confident that they will be welcome.<\/span><\/p>\n

In <\/span>IL COWORKING & LEGAL SERVICES<\/b> We understand that every professional is unique. That's why we want to continue offering you a wide range of options, from shared workstations to fully equipped private offices and meeting rooms, adapting to your professional needs, whether you require hourly, daily, monthly, or yearly rentals, and with the possibility of providing a service completely personalized to your preferences.<\/span><\/p>\n

In our space, you'll not only find an innovative and flexible workspace, but you'll also become part of a community that fosters your professional development. And let's not forget that we can provide you with crucial support tools for your entrepreneurial endeavors, through our secretarial and administrative support services, or our commitment to helping you with the tax and accounting management of your business and providing any legal guidance you may need.<\/span><\/p>\n

Furthermore, we are aware that working in a comfortable, modern, and technological environment is no longer an option; it is the present. We agree that the <\/span>holistic well-being is fundamental<\/b>. Coworking spaces are increasingly adapting to this premise, and in our space you will have the opportunity to experience firsthand what it's like to work in a motivating environment.<\/span><\/p>\n

In 2026 we will continue to strive to offer you the best possible place to work, in an unbeatable location.<\/span><\/p>\n

 <\/p>\n

MACROECONOMY<\/b><\/span><\/h2>\n

The Bank of Spain has improved its economic growth forecast for this year and next, to 2.91% and 2.21% respectively.<\/b><\/h3>\n

In the final stretch of 2025, the <\/span>Bank of Spain<\/b> It has released a new report on the outlook for our economy, emphasizing the optimistic climate observed recently. In this regard, the organization has raised its GDP growth forecast by three and four tenths of a percentage point, respectively, for this year and next. Thus, its latest report, published this Tuesday, raises the 2025 projection to... <\/span>2,9%<\/b>, and from 2026 until <\/span>2,2%<\/b>.<\/span><\/p>\n

The Bank of Spain justifies this "significant" upward revision based on the latest national accounts data from the National Statistics Institute, which reflect more intense activity than anticipated, as well as on the <\/span>\u00ab"strength of private consumption"\u00bb<\/b>, That is, the increased spending by households and businesses. The external sector has also exceeded expectations, especially in the area of non-tourism service exports.<\/span><\/p>\n

This improvement extends to the entire projection horizon, meaning it also affects 2027, when the Bank of Spain expects GDP to grow by <\/span>1,9%<\/b>, two tenths more than calculated in autumn.<\/span><\/p>\n

With the changes in economic activity, there are also increases in expected inflation rates. The Spanish regulator anticipates that prices will have risen by an average of <\/span>2.7% in 2025<\/b>, 0.7 percentage points above the target set by the European Central Bank (ECB). According to its latest report, the increase in the price of goods and services will then moderate and occur at a rate of <\/span>2.1% in 2026<\/b> and the <\/span>1.9% in 2027<\/b>. These figures represent increases of two and four tenths this year and next, respectively, in both the headline and core rates.<\/span><\/p>\n

Despite the deviation of the Spanish figure from the benchmark set by the ECB, the Governor of the Bank of Spain assured that there are currently no reasons to move interest rates "in any direction," which remain at the current level. <\/span>2%<\/b> Since June. The Eurosystem forecasts a general inflation rate for the euro area of 2.11% for 2025, 1.91% for 2026, and 1.81% for 2027.<\/span><\/p>\n

For its part, the Bank of Spain anticipates that employment will grow at a slower pace in the coming years and, therefore, the decline in unemployment will slow down, reaching... <\/span>9.6% already in 2027<\/b>.<\/span><\/p>\n

The unemployment rate projection takes into account the slowdown in job creation, but also an increase in the working-age population due to the delay in the retirement age and the entry of immigrants.<\/span><\/p>\n

Specifically, the report expects an increase in the number of employed people from <\/span>2.7% in 2025<\/b>, of the <\/span>2% in 2026<\/b> and from <\/span>1.4% in 2027<\/b>, rates below GDP growth due to stagnant productivity in Spain.<\/span><\/p>\n

On the other hand, the expected path of the public administration deficit falls slightly to <\/span>2.1% in 2026<\/b>, after this year's 2.5%, according to the Bank of Spain, which anticipates a rebound to 2.5% in 2027 after revising this rate upwards due to the increase in public sector wages.<\/span><\/p>\n

Sources of uncertainty<\/b><\/h4>\n

The report warns of "upside" risks to inflation. "In particular, the uncertainty linked to the evolution of wages and profit margins could materialize in an alternative scenario characterized by higher inflation and lower GDP growth," the document states.<\/span><\/p>\n

Similarly, it mentions that a "stronger" response from the housing supply would push inflation higher, although in that case it would benefit GDP. In another scenario, a less favorable performance of exports\u2014especially non-tourism services\u2014could slow economic activity.<\/span><\/p>\n

However, the <\/span>international geopolitics<\/b> It remains the main concern in the uncertainty indices.<\/span><\/p>\n

Also deserving of mention are the "recent episodes of financial volatility" associated with technology companies and, in particular, those in artificial intelligence.<\/span><\/p>\n

 <\/p>\n

CYBERATTACKS<\/b><\/span><\/h2>\n

Password theft campaigns, misconfigurations, or malware: critical risks in password managers<\/b><\/h3>\n

The <\/span>password managers<\/b> They have become one of the most necessary tools for users in their daily digital lives; however, they are also a priority target for cybercriminals, who expose them to risks such as password theft campaigns through 'phishing' or 'malware' and the exploitation of configuration flaws, which leave their passwords vulnerable.<\/span><\/p>\n

In fact, according to a 2024 study by the password manager NordPass, the average internet user manages a <\/span>68% more personal passwords<\/b> which just four years ago, with an average of <\/span>168 keys<\/b>.<\/span><\/p>\n

This leads to users facing inconvenient situations where they forget their passwords and have to change them to access the desired service, as well as dangerous cybersecurity situations, since their accounts are much more vulnerable because they depend on remembering passwords that are usually not very strong.<\/span><\/p>\n

In this regard, password managers are a truly useful solution, as they are tools that allow you to create, store, and remember passwords for all kinds of digital services. Furthermore, they provide a much higher level of security, with long, strong, and unique passwords for each service and account.<\/span><\/p>\n

However, password managers have also become prime targets for cybercriminals, who see them as a lucrative treasure trove and try to access it through targeted master password theft campaigns, exploiting configuration flaws, or via malware attacks. As a result, if attackers manage to access the credentials stored in a password manager, they can use them to commit identity fraud, access certain services for profit, or sell access to the password manager and, consequently, the passwords to third parties, among other consequences.<\/span><\/p>\n

With all this in mind, users should be aware of some critical issues when using their password managers to protect themselves against attacks from malicious actors. The cybersecurity company <\/span>ESET<\/b> has identified a number of risks to take into consideration.<\/span><\/p>\n

Firstly, one of the main risks of password managers is the <\/span>theft of the master password<\/b>, which must be avoided at all costs. This is because the strength of these systems lies precisely in their accessibility through a single master key.<\/span><\/p>\n

He <\/span>\u2018'phishing' and fraudulent advertisements<\/b> These become another major risk for users, as cybercriminals continuously publish malicious ads on search engines that redirect to fake websites designed to capture the user's master password and email address. To make them more realistic and further confuse users, the domains used by malicious actors are imitations of legitimate websites, with slight variations.<\/span><\/p>\n

In addition to fraud and deception, the <\/span>\u2018Malware specialized in stealing passwords<\/b> It's also commonplace. That is, the use of malicious software that, once it infects the device, compromises the service and steals the password. Another risk that has been raised is... <\/span>gaps in password manager providers<\/b>, which highlight how even the most knowledgeable cybersecurity providers can fall victim to an incident.<\/span><\/p>\n

Continuing with the security risks, the company points out that, like any software, password managers can contain some <\/span>failed<\/b> which, when discovered by a malicious actor, becomes an opportunity to exploit the vulnerability and thus allow the extraction of credentials or even two-step authentication codes.<\/span><\/p>\n

Finally, ESET points out the following as a risk to be aware of: <\/span>fake password manager apps<\/b>, which can be found on reliable platforms such as the App Store.<\/span><\/p>\n

 <\/p>\n

HUMAN RESOURCES MANAGEMENT<\/b><\/span><\/p>\n

Preventing workplace harassment as a tool for protection and business ethics<\/b><\/h3>\n

Unfortunately, phenomena such as <\/span>workplace harassment<\/b> They have a significant presence in all types of organizations. For this reason, preventing and combating harassment is a priority for companies, not only for ethical reasons, but also to avoid labor and criminal penalties for the organizations and their members.<\/span><\/p>\n

In order to frame the concept of workplace harassment, it is worth remembering that <\/span>International Labour Organization Convention on Violence and Harassment (2019)<\/b>, It describes violence and harassment in the workplace as the set of unacceptable behaviors and practices, manifested in isolation or repeatedly, that have as their purpose, produce or may produce physical, psychological, sexual or economic damage, expressly including cases of violence and harassment based on sex.<\/span><\/p>\n

The legal response to workplace harassment is structured on two levels: criminal and labor law. Thus, workplace harassment is defined as a crime in the <\/span>Article 173.1 of the Penal Code<\/b>, In the chapter on crimes against moral integrity, this provision punishes with prison sentences of six months to two years anyone who, within any employment or public service relationship, takes advantage of their position of superiority to repeatedly carry out hostile or humiliating acts that constitute serious harassment and violate the dignity of the employee. For criminal liability to exist, it is not necessary for the conduct to reach the intensity characteristic of degrading treatment; it is sufficient that the behavior, due to its repetition and nature, causes serious harm to the dignity of the victim.<\/span><\/p>\n

On the other hand, under the labor premium, the <\/span>Workers' Statute<\/b> It protects employees against conduct that constitutes harassment, but does not require such a high level of severity or repetition. Thus, the <\/span>Article 4.2.e)<\/b> It recognizes the right to dignity in the workplace and the fight against all forms of harassment. <\/span>Article 54.2.g)<\/b> It contemplates disciplinary dismissal for breach of contract by the worker when carrying out conduct of harassment of the employer or people who work in the company, even without it being considered a crime.<\/span><\/p>\n

Given the above, the difficulty of differentiating between the crime of workplace harassment and those behaviors that, without reaching such consideration, must be reduced to the social sphere is apparent.<\/span><\/p>\n

Therefore, jurisprudence attempts to draw up a map of action that allows precisely defining when a situation of harassment in the workplace acquires criminal relevance and when, on the contrary, it remains confined to the internal sphere of the company.<\/span><\/p>\n

Not every conflict or confrontation in the workplace can be considered harassment, and not all workplace harassment constitutes a crime. The true boundary between workplace harassment and crime lies in a comprehensive and rigorous analysis that requires the concurrence of several essential elements:<\/span><\/p>\n

The <\/span>systematic repetition of hostile or humiliating behaviors<\/b>, the exercise of a <\/span>position of hierarchical superiority<\/b> and a <\/span>severe and objective impairment of the dignity and moral integrity of the worker<\/b>.<\/span><\/p>\n

How can I prevent workplace harassment in my company?<\/b><\/h4>\n