Inspiration: find your ideal space this summer

Summer can be a perfect, inspiring time to focus on what truly matters, but it's also true that it can be a tougher time of year, especially if you're trying to work remotely from home while battling the heat, street noise, or a constantly rising electricity bill from the air conditioning. Why suffer through the summer when you can enjoy a productive haven right in the heart of the city?

 

At IL Coworking & Legal Services, we offer the ideal space to keep your projects moving this summer. A professional, cool environment in a central location, with the best cultural and culinary offerings at your disposal when you finish your workday. Forget about home distractions and come work in complete comfort.

 

In our coworking space we offer you a perfect refuge to maintain your work rhythm at 100% while the thermometer rises outside, without your productivity being affected at any time.

 

If you are looking for a professional haven with tailored solutions, at IL Coworking & Legal Services we offer everything you need to keep your projects at the highest level.

 

Find your ideal workspace among the many options we offer. In this sense, the fixed workstations in our shared space They are your ally if you need a desktop in a dynamic environment with an ultra-fast connection. You also have the option of our individual offices, which will give you the privacy and silence you need to concentrate at full performance, with total control of your professional space.

 

All this without forgetting our multidisciplinary teams meeting rooms, fully equipped and with different capacities, which become magnificent spaces to receive your clients, convene business meetings, make presentations or organize training sessions, among many other possibilities.

 

Don't let the heat stop you from achieving your goals. Come visit us and discover our facilities.

 

Management: how a smart structure drives the growth of an SME

For a company to function efficiently, it is essential to plan its operations correctly. organizational structure. It is often thought that, in an SME, being small or family-run, it is possible not to delve deeply into organizational aspects, but, in reality, ordering tasks, internal roles and structuring departments in a company, whatever its size, is crucial for it to function effectively.

 

The departments that are generally considered in companies are the following:

 

  • Administration and management: responsible for organizing the infrastructure necessary for the proper functioning of the company.
  • Technology and systems: It is the fundamental area for the functioning of networks, computer programs, and internal systems.
  • Human resources: Responsible for talent selection, payroll and benefits management, and labor compliance.
  • Operations and processes: Responsible for managing the daily processes of production and delivery of products or services. Their mission is to ensure that all company activities are carried out efficiently, meeting deadlines and maintaining high quality standards.
  • Sales: This department is responsible for finding clients, negotiation and after-sales follow-up, as well as analyzing the results.
  • Marketing: This includes market research, brand creation, advertising and promotion, campaigns, and communication across the company's main channels.
  • Customer service: It performs the fundamental task of providing adequate customer service, as well as answering any questions or concerns through the various contact channels.
  • Finance and accounting: area responsible for overseeing collections and payments, budgets and overall financial strategy.

 

Logically, in an SME, a single person can assume several of the functions described, due to its small size and limited resources. In any case, it is essential to be aware that there are activities that must be implemented properly to guarantee business success. This is the case with... administration department (generally assumed in many SMEs by the founder or manager).

 

Other areas of activity of great importance are those of marketing and customer service. This can be considered a single department as long as the sales volume is manageable. As sales volume increases, it is advisable for customer service to have a more organized and autonomous structure.

 

Regarding the human resources or the technology area; in the case of an SME, these tasks can be carried out by external entities. outsourcing of services It can also be a great ally for an SME, as is the case with the accounting and tax management, as well as addressing legal issues, such as everything related to the signing of agreements or contracts with third parties that may have a key legal significance, providing greater legal certainty to the activity carried out by the company.

 

In conclusion, finding a balance between the company's needs and the capabilities of the available staff is key to achieving sustainable and positive results. The fundamental principle is to be efficient and identify the key areas of a business. With this premise, it will be easier to successfully drive a company's growth, regardless of its size.

Transform the pace of your SME with agile management

One of the strategies we have described as necessary to guarantee the success of an SME is to seek the organizational efficiency, where the outsourcing of certain services becomes a crucial tool.

 

In this regard, remember that at IL Coworking & Legal Services we offer you the possibility of enjoying physical spaces where you can efficiently carry out your business activity, and you can also establish your registered office at our facilities. Furthermore, we have a strategic alliance with the firm Acountax Madrid which can become your expert strategic ally in accounting, tax, labor or legal matters.

 

Teleworking: the 96% of large companies combines office and remote work

The format of hybrid work, The hybrid model, which combines in-person and remote work, has become the predominant work model in Spanish companies. This is revealed by the study. «"From teleworking to in-person work: where we are and where we are going"», powered by Máshumano Foundation with the collaboration of Future for Work Institute. The study identifies the predominant remote work model today and its projected future.

 

According to this analysis, based on the responses of 56 large companies in Spain with more than 250 employees, he 96% of the surveyed companies combine in-person and remote work. And more of 66% claim that remote work already affects more than half of their teams. These data reveal that hybrid work has become the dominant organizational model in Spanish companies, which seek to balance productivity with greater flexibility, responsibility and autonomy.

 

This study shows that in most organizations, moderate teleworking schemes have stabilized, mainly in one or two days a week. Formulas with three or more days of remote work are less frequent, and fully remote teleworking is limited to very specific cases.

 

The report also shows that the implementation of teleworking presents significant differences between sectors, where its adoption is especially relevant in areas such as banking, insurance or energy. «"The debate about remote work has evolved. It's no longer so much about how many days you work from home, but about how to design organizational models that allow companies to be efficient and people to perform their work better."», points out Tomás Pereda, deputy director general of the Máshumano Foundation.

 

One of the most relevant aspects reflected in the study is that Teleworking is no longer a temporary measure to become a structural element of the organization of work. In more than In 61% of the organizations analyzed, teleworking is already regulated in collective agreements or internal agreements., This indicates that companies are developing new governance frameworks for hybrid work.

 

The report also indicates that this trend will continue to grow in the coming years and estimates that around 71% of organizations could have formal frameworks for regulating teleworking by 2030.

Main benefits of the hybrid model

The study identifies the main benefits associated with these work models. Among them, the companies highlight:

 

  • The greater flexibility for professionals
  • The improvement of work-life balance and quality of life, which could lead to increased engagement and job satisfaction
  • A greater optimization of work, which results in greater efficiency and productivity
  • A improvement in the ability to attract and retain talent, because flexibility has become a competitive advantage

The challenges of hybrid work in the future

The study also reveals the future challenges for the continued evolution of the hybrid work model. These include:

 

  • The need to strengthen the leadership skills of managers, as it is considered a critical position to drive this transformation
  • Move towards clearer and more balanced teleworking governance models, capable of guaranteeing equity between different groups and roles within the company
  • The role of the technological transformation, which will continue to enable new forms of remote collaboration, although it will require continued investment in digital tools and cybersecurity
  • The evolution of regulatory framework in areas such as digital disconnection, occupational risk prevention, information security, and international teleworking

 

In summary, six years after the great global experiment in remote work triggered by the pandemic, the report indicates that The challenge for the coming years will not be deciding where to work, but how to build hybrid work models that combine flexibility, accountability, and results..

Multiply your productivity

Distractions at home? Separate your work life from your personal life. Remember that working remotely in a coworking space overcomes the isolation and distractions of home. In this sense, IL Coworking & Legal Services offers you a professional and stimulating environment that will allow you to increase your productivity. Work in a professional, comfortable, and uninterrupted environment like the one IL Coworking & Legal Services provides.

 

Analysis: Business creation falls by 15.41%.3T

The number of new commercial companies down a 15.4% in May compared to the same month in 2025, which has resulted in the creation of a total of 11,194 companies, according to data released this July by the National Institute of Statistics (INE).

 

The capital subscribed for its incorporation registered an annual decrease of 19,7% and the average subscribed capital (52,981 euros) decreased a 5,1%.

 

On the other hand, 2,417 companies increased their capital, 0.6% more than in May 2025. The capital subscribed in the increases increased by 35,5%.

 

According to data published by the INE, it is also worth noting that the number of dissolved commercial companies The number rose to 2,417, although it decreased by 2.61% year-on-year. 84.41% of them did so voluntarily.

 

The information released by the INE (National Statistics Institute) shows that the business sector continues to experience significant changes, both in the consolidation of new ventures and in the cessation of activities by other companies. The newly published data on new business formations, which follows a trend already observed in April, appears to be slowing the expansionary trend seen in previous months, particularly in 2025, the year in which a greater increase in entrepreneurial activity was anticipated, with the integration of several generations of business owners and an economic context that favored the creation of new companies.

 

On the other hand, the analysis of subscribed capital amounts reflects a transformation in the structure and needs of companies at the time of their formation.

 

The decline in average capital points to the implementation of business projects with tighter investments, a phenomenon that may be linked to the proliferation of Startups, micro-enterprises, and activities linked to the service or digital sectors, with lower infrastructure or fixed capital requirements, according to statistics reported by the INE.

 

The cumulative number of dissolved companies, meanwhile, demonstrates a persistent difficulty for some projects to remain competitive in the market. This dynamic highlights the volatility and challenges faced by the private sector at different stages of the economic cycle.

 

He 19,2% of the commercial companies created It was the turn of real estate, finance and insurance companies and the 16.6% to Construction. Regarding dissolved companies, 22.3% belonged to the Trade sector, and 14.4% to the Construction sector.

 

The category with the highest subscribed capital for newly created commercial companies, based on their economic activity, was Real Estate, Finance and Insurance, with 417.02 million euros. For its part, Information and Communications presented the lowest capital, with 4.66 million.

 

According to the INE, La Rioja (15.4%) and the Chartered Community of Navarre (4.9%) They showed the only year-on-year increases in the number of new businesses created in May. Meanwhile, Castilla-La Mancha (-24.7%), Catalonia (-22.1%) and Andalusia (-19.7%) They recorded the steepest declines.

 

Banking: Card and transfer fraud is the main cause of bank complaints

He Bank of Spain has published this July the 2025 Claims Report, which includes the actions taken during the year to address the complaints and queries submitted by bank customers.

 

Through this service, the Bank of Spain ensures a balanced and transparent relationship between financial institutions and their customers, facilitates conflict resolution, and promotes compliance with best practices in the sector. fraud in card transactions and transfers It was the main cause of claims admitted in 2025, with almost the 28% of the total, after increasing by 3.81% year-on-year. Those related to the collection of commissions and expenses represented the 13%.

 

During the past year, the service resolved 10,856 claims of bank customers, leading credit institutions to return a record of 6.8 million euros to its customers. The amount represents an increase of 34% with respect to the previous year. Madrid, Catalonia and the Valencian Community account for almost 601% of this amount, with 1.97 million, 1.15 million and 866,740 euros, respectively.

 

He average amount refunded for each accepted claim it reaches 625 euros, This represents an increase of approximately €166 compared to the previous year. This result reflects the importance of the complaints system as a mechanism for monitoring the conduct of financial institutions and as a tool for correcting problems and protecting consumers.

 

The effectiveness of the system is demonstrated by the results of the accepted claims: More than half were resolved in favor of the clients., either through prior agreement between the parties (33%), or through the issuance of a report favorable to the claimant (20%). Almost 40% were resolved in favor of the entity. The rectification index shows that in the 79% of the cases When the claims ended in favor of the clientele, their demands were met.

 

The majority of these cases are related to credit cards, mortgages, accounts, transfers, and debts due to reasons such as fraud, charging fees, and delays or neglect of customer service.

 

The data reflect a slight decrease in accepted complaints (-1.81% of 3T) and a sustained increase in rulings in favor of financial institutions, at the expense of settlements reached by prior agreement between the parties and in favor of customers. This trend suggests that the complaints analyzed by the Bank of Spain are more complex and more frequently stem from disagreements between the parties than from breaches of contract.

 

In total, in 2025, the following were received: 30,970 claims, 45% less than in the previous year, which represents a return to normal levels after a year of extraordinary activity due to the Supreme Court Judgment No. 857/2024, of June 14, Regarding mortgage expenses, just over a third of these were accepted, as most had not been previously submitted to the bank's customer service department or did not fall within the institution's purview. There was a significant increase in complaints related to... fraudulent card payment transactions or transfers.

 

Thus, the claims were mainly linked to fraud, charging fees, or canceling products. In the first four months of 2026, an increase in claims received was observed. superior to the 50% compared to the same period of the previous year. If this trend continues, the annual volume could be around 40,000 files. The increase is mainly due to issues related to fraud.

 

From a territorial point of view, Madrid, Andalusia and Catalonia They accounted for more than half of the claims, with Madrid being the province with the greatest relative weight, with an incidence of 10 complaints per 10,000 inhabitants, compared to 6 from Andalusia and 6 from Catalonia.

File your claim with the help of specialist lawyers.

If you've been scammed, we can help you regain your peace of mind with clear legal guidance. Remember that at IL Coworking & Legal Services, we have a partner specializing in legal support., Acountax Madrid.

 

This law firm can advise you and provide the necessary legal assistance to properly defend your rights.

 

Tax information

Request for grace periods for sending electronic notifications

Taxpayers included in the system of Mandatory Electronic Notifications (NEO) or who have voluntarily subscribed to the procedures for receiving notifications in the AEAT electronic headquarters, They will be able to indicate up to one maximum of 30 days in each calendar year during which the Agency will not be able to make notifications available to you in the Unique Enabled Electronic Address (DEHú).

 

The courtesy days They must be requested with a minimum of 7 calendar days in advance at the beginning of the desired period.

 

This is a practical solution to prevent electronic notifications from continuing to arrive in digital mailboxes during the holiday period and, therefore, to prevent deadlines that must be met from being activated.

 

Requesting these days off is a simple process carried out through the Tax Agency's online portal, although it's advisable to follow each step precisely to avoid errors. The process begins by accessing the section My notifications. Once inside, you need to select the option that allows you to specify the days on which notifications will not be sent. Authorized Electronic Address (DEH).

 

Next, you will need to identify yourself using electronic certificate, Cl@ve PIN or permanent Cl@ve.

 

On the other hand, remember that this procedure can also be carried out through a authorized advisor or collaborator.

 

After identification, the system displays a calendar where the desired days can be marked, up to a maximum of 30 per year, either continuously or in different periods.

 

Finally, the request must be validated and submitted. The system will generate a receipt with an identification code, along with details of the selected days and the submission date, which will serve as proof.

How the Tax Agency uses the balance sheet and profit and loss account of form 200 to detect inconsistencies

When we talk about Corporate tax, Attention is usually focused on the taxable base, extra-accounting adjustments, deductions, or the tax payable. However, the model 200 It contains much more information that allows the Tax Agency To obtain a fairly comprehensive view of a company's economic and financial situation. Among the information that must be completed in Form 200 are the data of the balance sheet and profit and loss account of the company. Thanks to them, the Tax Agency can analyze the company's economic performance and make comparisons with previous years. This way of working falls within the Tax Control Plan 2026 which emphasizes the intensive use of data analysis tools, automation and artificial intelligence to improve the identification of tax risks and the selection of taxpayers subject to audit.

 

In this way, the Tax Authorities can detect, through a balance sheet, among other things, significant variations in inventory; especially if these variations reduce the company's taxable income through the accounting entry for inventory adjustments. They will also monitor the existence of recurring losses or reduced equity —which does not in itself constitute a tax offense, since, in certain situations of continued asset deterioration, it can have consequences from a commercial point of view, making this information especially relevant for the Tax Administration—. Also relevant are balances with partners and administrators, since loans, credits or certain financing items may reveal economic relationships that may later be subject to a tax audit.

 

Regarding the Profit and Loss account, The information relevant to the Treasury focuses on variations in the operating margins, If they are particularly relevant and do not affect other companies in the sector, this may prompt requests for information aimed at understanding their origin. Equally analyzable are the financial expenses and the limitations on their deductibility, together with results derived from corporate operations, sales of relevant assets, compensation, extraordinary impairments or certain business restructurings, which may significantly affect the result of the year and require adequate justification from both an accounting and tax point of view.

 

Business information

Registrars update the "Digital Deposit D2" application for the electronic filing of annual accounts

He College of Registrars of Spain It has made progress in digitizing the filing of annual accounts in the commercial registries by updating the application «"Digital D2 Repository"», a tool that allows you to create the digital deposit and submit it electronically directly to Commercial Registry. The new version of the D2 user manual incorporates two main new features: the ability to attach a ISXXP document and a new help assistant for completing the Royal Titles Sheet.

 

The purpose of this document is to allow obligated companies to incorporate into the deposit the country-by-country report regarding the taxes they have paid in the European Union, information especially relevant to large multinational groups. According to the manual, this document must be submitted in XHTML format and in accordance with the specific digital taxonomy established for this report. The update also improves the completion of the beneficial ownership declaration and allows users to import the data entered in the form, view it in a graphical format, modify it, and upload it back to the database. Furthermore, it can be used from scratch, without prior data, which facilitates the identification of direct and indirect shares, both in capital and voting rights. The Beneficial Ownership Declaration must be completed even if there have been no changes.

 

Along with this assistant, D2 allows you to generate a validation report and a graphical representation of the declared beneficial owners. If calculation errors or inconsistencies are detected in the beneficial ownership data, the system displays a detailed list to facilitate review before completing the process.

One in five companies in bankruptcy proceedings belongs to the construction cycle

The College of Registrars, with the scientific advice of the UAB, has presented this July the Bankruptcy Yearbook corresponding to the 2025 fiscal year, which reflects that One in five companies that filed for bankruptcy belonged to the construction cycle (specific grouping criteria of SEREG that includes all activities related to the construction sector; extraction of raw materials, manufacture of materials and equipment, ancillary activities and real estate activities). Of the total number of companies in bankruptcy proceedings, the following belong to the non-real estate services sector: 65,6% of societies, the 12,4% the industry and the 1,4% remaining to agriculture and fishing.

 

Meanwhile, a total of 1,427 of these special procedures, assuming 22.51% of the total sample. Companies that initiated insolvency proceedings have, on average, a larger workforce than Spanish companies as a whole: at least half have 5 or more employees, and the largest has 12 or more. The typical company entering insolvency proceedings in 2025 continues to belong to the services sector (non-real estate) and with a median age of ten years at the time of starting the procedure.

 

The deteriorated financial and asset situation The situation of the companies initiating the procedure remains a structural characteristic present in most cases: two-thirds show negative net results and one 58.2% does not even generate positive resources to pay off their debt.

 

Those companies that initiate the procedure in 2025 submit negative equity in the 45% cases, And, as a positive aspect, the percentage of companies with sufficient financial capacity to comply with an agreement within the usual limits of the law has been 18,9%, continuing the positive trend started in 2022 (17.6% in 2024, 16.5% in 2023 and 13% in 2022).

 

In 2025, of the 1,301 successive phases initiated (agreement or liquidation), 94.21% (93.5% in 2024) were direct liquidations, and 5.81% (5.3% in 2024) were liquidations resulting from failed restructuring attempts. Therefore, for the third year, liquidations exceed the 95% of the total number of successive phases initiated (98,3%).

 

In more than 2,653 cases, bankruptcy proceedings without assets are declared, That is, without sufficient resources to cover the costs of the procedure; and at least 62 cases have been identified in which the subsequent liquidation phase begins, thus indicating that they finally did have resources to cover the procedure.

 

Job information

The employer cannot refuse to register the modification of an equality plan because the one-year adaptation period has ended.

A recent ruling by Supreme Court has ruled that the Ministry of Labor cannot refuse to register in the Registry of Collective Bargaining Agreements and Accords (REGCON) the modification of a equality plan because the one-year adaptation period, as set out in the sole transitional provision of Royal Decree 901/2020.

 

The Administration, in matters of Equality Plans, has been assigned a formal control of the requirements established by current legislation, and only in the event of non-compliance can it deny registration, without being able to attribute powers of strict legality control, such as those pertaining to the configuration of the negotiating committee —except in the cases of ad hoc committees—, or to the correct inclusion of a remuneration audit.

 

In this case, the Equality Plan was agreed as if it were a collective agreement, a duration was set until 2024, and the delay of more than a year in adapting to the new requirements, although it violated the provisions of the sole transitional provision of the RD 901/2020, cannot imply the loss of validity of the Equality Plan previously registered based on a regulatory provision that does not contemplate the consequence of that delay, beyond the inherent requirement of adaptation of the initial Equality Plan.

 

Failure to comply with the transition period does not trigger an automatic nullity sanction, However, it cannot be denied that it does make the unadapted plan an instrument that is out of alignment with the legal standard required since 2022. In other words, the problem is not that the lack of adaptation generates the retrospective non-existence of the plan, but its prospective or future insufficiency to satisfy the current legal obligation, which could give rise to the appropriate legal and sanctioning consequences, but never to deny the registration of those late adaptation modifications.

 

In short, it can be stated that plans created under the previous regime did not lose their original agreed validity simply because of the new regulations, although they were subsequently subject to a duty to adapt.

The National Court rules that the permits necessary to attend exams are paid.

The recent ruling issued by the National Court determines that the permission to attend exams regulated in the Article 23.1 a) of the Workers' Statute (ET) has paid character. Although the controversial provision merely recognizes a permit without expressly specifying whether it is paid or unpaid, the Article 37.3 of the ET It defines leave as a right to absence based on a specific cause, which entails maintaining remuneration, provided that prior notice and justification are given. Article 45.2 of the ET It expressly exempts from the obligation to pay in cases of suspension of the employment contract, which do not include the necessary leave to attend exams.

 

The aim is to strengthen vocational training by creating a new paid leave of twenty hours per year, regulated in article 23.3 of the ET. Furthermore, the existence of this training permit is fully compatible with that of another intended to allow attendance at examinations, which in many cases will constitute the means to obtain the qualifications derived from that training.

 

Finally, the very signature of Article 23 of the ET «"Promotion and professional development at work"» develops the guiding principle of social and economic policy recognized in the Article 40.2 of the Constitution, relating to the promotion of vocational training and retraining.

 

It should also be noted that obtaining qualifications corresponding to regulated education forms part of the essential content of right to education recognized in Article 27 CE, in accordance with Article 1 of the LODE. Therefore, the interpretation of the rules that affect this right must favor its effectiveness, which also leads to considering the leave examined as paid, as concluded by the National Court.

 

IL Coworking News

We adapt our schedules to the summer season to balance productivity and rest

Summer has arrived at IL Coworking & Legal Services and we want you to continue performing at your best in your professional work at our facilities, but always balancing it with a well-deserved holiday break.

 

During the month of August we have planned some special opening hours, so that From August 3rd to 7th we will be open in the morning, from 8:00 to 14:30. We also want to announce that we are going to do a summer break. The IL Coworking & Legal Services team is taking a few days off to disconnect and return with fresh ideas. For this reason, The facilities will remain closed from August 10th to August 21st..

 

We will reopen our doors on August 24th, Now back to our usual hours, from 8:00 a.m. to 8:30 p.m., and with our energy fully charged and facilities ready for your projects. Enjoy your break, coworkers!

Visit our blog and delve deeper into aspects that will improve your professional development.

We invite you to visit our blog, which you can access through our website and the various social media platforms we offer. There you can learn about the latest trends in optimizing remote work; effective study and training spaces; strategies for successful entrepreneurship; and how to optimize networking activities to grow your business, among many other topics.

 

In our latest blog posts, we explored how the right environment can boost your daily productivity. We also shared practical tips for organizing your day, combating isolation, and choosing a space that fosters creativity. Furthermore, we outlined the key factors for selecting the ideal coworking space based on your work style, along with a checklist of essentials for maintaining a healthy work-life balance.

 

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Business address, secretarial services and correspondence management

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CONTACT

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